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Mortgages (Housing) Application

This form is for customers applying for a mortgage.

Before you apply, here are a few things we would like to make you aware of:

  • Applicants must be employed
  • Sole applicants are eligible to apply for 3 times their annual salary.  Joint applicants are eligible to apply for 3 times the annual salary of the higher earner and 1 times the annual salary of the second applicant
  • Maximum repayment term is 30 years (depending on age of applicant)
  • Offers for first-time homeowners / mortgagors are available with details below 
  • All loans will depend on the applicant’s income versus their expenditure
  • You will be required to upload a copy of your payslip with this application
  • This Application has a £10 Application Fee

Terms and Conditions

Loan Calculator

Website Legal Information

Customer Data Security

Privacy Policy

All compulsory fields are marked with ‘*’.

SECTION 1 DETAILS OF LOAN REQUEST

Maximum term 30 years, depending on eligibility

First-Time Home Owner / Mortgagor Offer

Please complete if you are eligible:
You must also be a First-Time Home Owner / Mortgagor
You must also be a First-Time Home Owner / Mortgagor

Cost of Project

Rooms Planned

Details of Property to be purchased/or where work will be carried out

Property Cost

SECTION 2 APPLICANT DETAILS

Dr, Mr, Mrs, Miss etc
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Contact Details

Employment Details

Bank of St Helena Account Details

Off-island Account Details

If applicable

Household Details

Details of Owned Property

Financial Information

Click or drag a file to this area to upload.
Please attach your payslip with this application.

Expenses

Where applicable
Details requested below
Details requested below
Details requested below
E.g. Clothing, Creche, Maintenance, Home to Duty Transport
The total of all expenses above

Statement of Personal Assets and Liabilities

Where applicable
Persons who owe you
Details requested below
Persons you owe - Details requested below

SECTION 3 - ADDITIONAL DOCUMENTS

Additional Documents to be uploaded to the Application
Please upload files below
Click or drag files to this area to upload. You can upload up to 6 files.

SECTION 4 - DECLARATION

This application will not be accepted without a signature - please write it here or upload below.
Click or drag a file to this area to upload.
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