For more details on what is required for a business loan/overdraft/contract finance application, please download the ‘Application Guide’ and Terms and Conditions below.
This process is likely to take 2-3 days depending on the details and completeness of the information provided.
A loan application may be declined for a variety of reasons. The Bank reserves the right to refuse or approve loans at its sole discretion, without the requirement to provide a reason for doing so.
A successful applicant will be notified by telephone, email or letter.
If your application is successful, you are required to pay an administration fee to the Bank for work carried out on your application. See the table below for the relevant admin and cancellation fees.
Up to £5,000 | Application Fee | £20 |
Administration Fee | 0.5% of amount borrowed | |
Cancellation Fee | £20 | |
£5,001 - £30,000 | Application Fee | £25 |
Administration Fee | 0.5% of amount borrowed | |
Cancellation Fee | £25 | |
£30,001 - £75,000 | Application Fee | £25 |
Administration Fee | 0.5% of amount borrowed | |
Cancellation Fee | £25 | |
£75,001 - £150,000 | Application Fee | £30 |
Administration Fee | 0.5% of amount borrowed | |
Cancellation Fee | £30 | |
Over £150,000 | Application Fee | £35 |
Administration Fee | 0.5% of amount borrowed | |
Cancellation Fee | £35 |
commerciallending@sainthelenabank.com
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