As of 01 October 2020, Bank of St Helena Ltd have two offers for first time home owners / mortgagors. Click here for more information.
Sole applicants are eligible to apply for 3 times their annual salary. Joint applicants are eligible to apply for 3 times the annual salary of the higher earner and 1 times the annual salary of the second applicant.
If a valuation of land or a building is necessary, a fee will be payable by the borrower.
Download our Loan Calculator to check the affordability of your loan. This will help you estimate your monthly repayment. For further details of loan calculations and repayment options, please contact our Lending team using the contact information provided below.
|Application Processing Fee*||£10|
|Administration Fee, up to £30,000||£40|
|Administration Fee, £30,001 - £50,000||£60|
|Administration Fee, £50,001 - £75,000||£80|
|Administration Fee over £75,001||£150|
*To be paid on submission of application
Customers making an application must be a Bank of St Helena account holder. What is needed:
Upon receiving an application for a Secured Housing Loan, our Lending team will ensure that all the necessary documents are present and that the application form is completed in full.
Need help completing your loan application form? Please contact the Bank’s Lending team using the contact information provided below.
Personal loan processing can take between 2 – 3 weeks (10 – 15 working days)