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Personal Banking

Current Accounts and Account Packages

Interest Rate 0.1% pa

Current accounts held with Bank of St Helena Ltd offer customers an interest of 0.1% per annum.

Current accounts with Bank of St Helena are offered to customers aged 18 years or over, holding St Helenian status or have a clear connection to St Helena. Further details on criteria for a Current Account are outlined below.                      

Customers with a current account are also eligible to hold an Account Package with Bank of St Helena. Account Packages range from Basic to Premium offering a variety of featured services. See full package detail below.

Account Terms and Conditions

Basic Account

FREEp/mth
  • Local Debit Card
  • One Monthly Statement, printed or emailed

Standard Account

£1p/mth
  • Local Debit Card
  • One Monthly Statement, printed or emailed
  • £25 Interest Free Overdraft Facility

Premium Account

£2p/mth
  • Local Debit Card
  • Online Banking Service (view/download Statements, Unlimited Account Transfers, Journals and International Payments)
  • £100 Interest Free Overdraft Facility

Opening an Account

What's the Criteria?

Individuals aged 18 years or over who have St Helenian status, or have a clear St Helena connection, can apply to open an account. This is normally defined as an individual that either:

  • Is a St Helenian or has St Helenian status
  • Has a current entitlement to undertake paid employment on St Helena.  However, it should be noted that upon completion of the contract of employment on St Helena (ie: departure from the island) the account/s must be closed prior to the customers departure from the island
  • Owns property on St Helena
  • Is a close or dependent relative or life partner of someone in any of the above categories
  • Has a good credit history

Although the qualifying age for opening an account is 18 years and over, a person from the age of 16 years may open an account with the bank as per the qualification above; however, they must also demonstrate that they have some form of employment, hence the need for the account. 

Ready to Apply?

To open an account with Bank of St Helena, customers will be required to submit supporting documentation alongside their ‘Account Opening Application’.  Details of the required supporting documentation can be found on the relevant ‘Account Opening Application Form’.

Before completing an application to open a Current Account, please read the Bank’s Terms and Conditions found on the forms below. You may also collect forms from our Main Office in Jamestown. 

For further information, contact us on customerservices@sainthelenabank.com

New Account Application
Account Package Application (Individual)
Account Package Application (Joint)

 

New Account Application Form    To be used for new account opening for Individual, Minor and Joint current account

Joint Account Appendix Form     To be used by the second applicant in a Joint Account application

Minor Account Appendix Form      To be used by the adult opening the account for the minor

 

Account Package Application     For existing individual account holders opting for a new Account Package

Local Debit Card Appendix Form To be used when applying for a FREE Local Debit Card on your Account  

Online Banking Appendix Form  To be used when applying for the Online Banking service on the Premium Account Package

 

Account Package Application     For existing Joint account holders opting for a new Account Package

Local Debit Card Appendix Form    To be used when applying for a FREE Local Debit Card on your Account  

Online Banking Appendix Form     To be used when applying for the Online Banking service on the Premium Account Package

Current Account Holders

Already have an Account with us?

Current Account holders have the option to upgrade to a package to obtain a Local Debit Card, Online Banking or Overdraft service. 

To register for a package, customers need to complete an ‘Account Package Application’ with the relevant service you require from the forms below. You may also collect forms from our Main Office in Jamestown. 

For further information, contact us on customerservices@sainthelenabank.com

Applying from Overseas?

Please ensure you submit proof of ID (Driver’s License and/or Passport) with your Application.

Account Package Application (Individual)
Account Package Application (Joint)
Amending or Closing an Account

 

Account Package Application     For existing individual account holders opting for a new Account Package

Local Debit Card Appendix Form To be used when applying for a FREE Local Debit Card on your Account  

Online Banking Appendix Form  To be used when applying for the Online Banking service on the Premium Account Package

 

Account Package Application     For existing Joint account holders opting for a new Account Package

Local Debit Card Appendix Form    To be used when applying for a FREE Local Debit Card on your Account  

Online Banking Appendix Form     To be used when applying for the Online Banking service on the Premium Account Package

Package Amendment Form    To be used when you require a change to your account

Close Account Form   To be used when wanting to close your account

Contact Us

(+290) 22390

customerservices@sainthelenabank.com