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Bank of St Helena Advice

We have increased the thresholds of our mortgage offers!

From 01 September, our offers for First-time Homeowners / Mortgagors will have revised thresholds for eligible clients
Offer 1 - For applicants who earn £8,880 per annum or less
Offer 2 - For applicants who earn £17,760 per annum or less

New for lending - Agriculture lending attracts lower Interest Rates

From 01 September 2022, a lower interest rate will be applied to both personal and commercial loans seeking finance for agricultural activities.
Secured Loan - reduced interest rate of 4.5%
Unsecured Loan - reduced interest rate of 5%

Bank Opening Hours

Branch, Kiosk and Remote Banking opening hours

Bank Accounts

Current accounts and saving solutions for your daily and future banking needs

Interest Rates

All interest rates on accounts and loans are derived from the current Bank of St Helena Base Rate

Exchange Rates

Exchange Rates are set weekly and are effective from Mondays

Transferring Money Overseas

Transferring funds from St Helena or Ascension to an overseas account will require these details

Transferring Money from Overseas

Transferring funds from overseas to a St Helena or Ascension account will require these details

Cash Advance on Cards

Bank of St Helena can advance cash against: Maestro, Visa Debit, Visa and Mastercard

Tourist Information

Before you travel, find out about banking services and general financial information about St Helena

St Helena Pay now available on Ascension Island!

Customers on Ascension Island can now use their Local Debit Cards to purchase goods and services from select businesses!

Bank from the comfort of your home with Online Banking!

Banking with a cup of tea or coffee handy - or in bed - or both. Now that's convenience!

Our Online Banking customers have the ability to manage their money at any time from anywhere – even from home.

Local Transfer, International Transfer, Journals – stay in control of your finances by upgrading to an account package with Online Banking to take advantage of these great features.
Three-month free trial available for eligible customers!

Offer customers sales and cashback using their cards with our St Helena Pay Terminals. New terminals also can be issued with a mobile SIM card allowing payments to be made anywhere there's an internet connection - great for mobile businesses.
Local Debit Cards are available to all customers, free of charge. They are a part of the Bank’s Account Package Service, giving Personal and Business customers an improved banking experience.
Our Personal Account Packages offer customers a Local Debit Card, an interest free Overdraft and Online Banking.
Our Business Account Packages offer customers a Local Debit Card, an interest free Overdraft, Monthly Cheque Book and Online Banking.

Personal and Commercial Loans

Whatever your personal hopes or your business aspirations we can help you to achieve it. Speak with a member of our Lending team today, start making your dreams a reality.